Sunday, February 13, 2011

Financial Journal

The rules of money are probably Ben Franklin-type rules, such as never squander it, don't be a spendthrift, be very careful, you have to account for what you're doing, you must keep track of it, and you can never ignore what happens to money.

- Michael Phillips, The Seven Laws of Money


So, for IVF last week I went to a nutritionist to discover some of my bad eating habits that I have to change for pregnancy. She had me keep a journal of the time I eat, what I eat at that time, and how I am feeling just before eating. This journal was illuminating for me. I tend to eat really bad around 3 pm each day because I am either tired or stressed from work. She asked me to eat my veggies and fruit servings for the day in either breakfast or lunch because after 3 pm begins my poor food choices.

After doing this activity for the nutritionist, I was thinking that I should also do this for my financial life. I will keep track of where my money is going and avoid impulse spending (especially around 3 pm at the vending machine or work cafe on bad food choices) for the next two weeks. At the end of the two week period, I will review my financial journal and see where I have been impulsive with my spending.

Do you want to join me with the financial journal activity?

Best wishes,

Janie

P.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.

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