Sunday, April 18, 2010

6 Money Tips For Recent Grads

Here is an article about money tips for recent grads: http://finance.yahoo.com/college-education/article/109328/6-money-tips-for-recent-college-graduates

While I was in debt I read many articles by Laura Rowley I think she gives good sound advice.


Best wishes,

Janie

P.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.

Tuesday, April 13, 2010

I am back....

I took a few days off to regroup and collect my thoughts. I am in a much better place. I believe that everyone should take time off. Especially, when you are dealing with stressful life situations (job loss, foreclosure, debt, etc.) I know in your mind you may think you can't but taking a break even if it is for an hour can do a lot for your mental health. So, if you are in a place where you don't think you can handle anything more or you are so stressed out you aren't being helpful then take a break. That is my advice.

This is easier said then done because when I was in debt I was thinking about debt all day long everyday. I could never give myself a break from of all of the worry and stress. But last week I was feeling the same way. I just couldn't bring myself to do anything. I just needed to be alone and regroup.

It is some food for thought.


Best wishes,

Janie

P.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.

Tuesday, April 6, 2010

Insecurities

I have been doing a lot of soul searching lately and it all comes down to INSECURITIES. It is such an ugly word and has robbed many years of my life and my money. I realized that my insecurities within in myself were causing me to miss out on life because I was too afraid to chase some of my dreams because of that ugly word.

My insecurities cause me to be-

fearful
timid
arrogant
prideful
gain weight
hate myself
get into debt

Now I would like to let you know how my insecurities caused my debt. I was buying to appear a certain way to people on the outside. I was overspending to compensate for the pain that I was feeling inside. I thought that buying certain things would make me feel better and more secure. The funny thing is I ended up feeling less secure because I was in more debt.

However, while I was fighting to get out of debt I still carried the insecurity and self doubt around with me. I have actually been carrying it around since last week. Something happened to me last week. Maybe it is because I am now in my 30s and I am wiser. hahaha Seriously, I figured out that my insecurities were hurting me and I wanted to get to the bottom of it and to the root of the problem.

I am no longer going to feel that pain inside. Life is short and I want to live and live in the moment and be grateful for the things that I do have and stop focusing on the things that I do not have.


Best wishes,

Janie

P.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.
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