Today, I am participating at Kelly's Korner Ministry blog post.
Who I am? I am a 29 year old gal who graduated in 2003 with a business degree from a state university. Since graduation I have been working full time as a consultant making a decent living with no additional sources of income (a.k.a mom and dad). I grew up in an upper middle class neighborhood and I was unfortunately given my first credit card (with no instructions on how to responsibly use it and my parents paying the bill) at 16 years of age. This was obviously a recipe for disaster for me.
I believe in the power of prayer and I have created a prayer request blog for those who are struggling with debt: http://prayerrequestsfromjanie.blogspot.com/.
Who I am not? I am NOT a financial advisor and I am NOT a psychologist. This is NOT a place for advice about stocks, bonds, mutual funds, IRAs, retirement accounts, etc. This blog is a place for me to publicly tell my story and hopefully help you in the process. I want to give back the information and wisdom from my acquired "debt street smarts" that I learned along the way.
At the end of each post, I will give a few action items for you to do. I would suggest having a personal journal, email account, blog, or whatever you use to write your thoughts. If you don't write your thoughts down I would really recommend doing so. It has helped me so much in this journey of getting myself out of debt.
1. What was your first experience with credit cards?
2. Who taught you about money?
In the next post, I will share with how my first experience with a credit card shaped my views about money.