My Favorite Coupon Sites!

Today, I am participating in "Show Us Your Life" over at Kelly's Korner.

I recommend the following sites:

1. The Krazy Coupon Lady- I go to this site each week to plan out what I am going to buy. This site is a must before I go shopping at CVS, Walgreens, ShopRite, or Safeway. I love how this site is organized!

2. Coupon Divas- I love her videos about couponing. She is so fun and her videos are great if you are just starting out with couponing.

Here is a link to her videos: http://coupondivas.com/videos.html.

3. For the mommas- I just discovered this site but I am going to use it as another shopping trip planning site.

A few tips I have learned a long the way-

First, couponing is all about organization. You need have an organization system that works for you so that you can easily find your coupons. Secondly, like anything you get out of it what you put into it. If you spend the time to clip, organize, and stragetize your shopping trips you will be sucessful. Lastly, I treat coupons like CASH. I love that I save so much money with coupons and it is a fun challenge for me each week to see how much I can save.

Happy Couponing!

Best wishes,

Janie

P.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.

How I told my husband we were pregnant?

Hi,

I just wanted to share with you "how I told my husband we were pregnant after going through IVF?" Please go here to read my surprise.

How are the coupons coming along?

I am posting to Kelly's Korner SUYL series.

Best wishes,
Janie

P.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.

Coupons equal cash

I am treating my coupon learning the same way I treated getting out of debt.

1. I recognized I had an issue
2. Took inventory of my weaknesses
3. Got organized
4. Educated myself about the topic in 2004 that was debt and money in 2011 it is saving money with coupons

This quote is sticking with me:

More money isn't the answer. Saving money is. Getting more for less is a matter of changing how you think.

My Coupons notes follow to help you learn along with me...

1. Treat coupons like cash

2. Look in stores for peelies, tear offs, in store coupon books down the aisles

3. Set aside several hours a week to collect coupons, scan circulars, and hit the stores

Make a point of becoming aware of the promotional materials around you and start your own savings stash

You need to make a plan

Set s goal- save 20% this month off your grocery bill and 30% the next month and so on,,,

Filing your coupons system-
Make folders for Sundays for example the labels would look like this:
3/14 RP
3/14 SS
3/14 PG

Search coupon databases for existing coupons you have filed away

Devote 5 hours each week on coupons and shopping

Try paying for purchases in cash

Pick your stores that you will shop at weekly- CVS, Safeway, Target

Store to make money at Rite Aid (need to get up reward card)

More money isn't the answer. Saving money is. Getting more for less is a matter of changing how you think.

Essentials:

Oral care
$ toothpaste
$ dental floss
$ toothbrushes (adult/kids)
$ oral teething soothing cream (baby)
$ before brushing rinse







Best wishes,JanieP.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.

When the reality of debt sets in...

I found a great blog post about when the reality of your debt sinks in if you are a young person of 28 years of age. They realize that they took out too much debt and can't pay it off as quickly as anticipated. My realization of my load was prior to 28, however, I remember that realization so well. I still remember where I was driving on the beltway and the time. It was a terrible feeling to just realize that it would take me 5 years to pay off my debt. Actually, it was truly shocking.

Here is more of that blog post if you want to go over and read it: http://blogs.smartmoney.com/paydirt/2011/06/06/for-debt-laden-young-adults-reality-bites-at-28/?mod=rss_&link=SM_home_blogsum


Best wishes,

Janie

P.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.

The Krazy Coupon Lady

I am now 10 weeks pregnant! Plus I just found out that daycare is $2,000 a month for infant care. I would really love to stay at home so I am doing some serious research about coupons. I found The Krazy Coupon Lady.

I love this site because you can learn about coupons, organization, and they help you find the best deals for that week.

Please go check out: http://thekrazycouponlady.com/

I think you will like it.


Best wishes,

Janie

P.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.

Saving is healing

I have been consumed with the entire IVF process as of late. However, I did read recently that "saving is healing" and I loved this passage. I know personally that saving money does make me feel good. Even if it is $5 a day into my bank account it feels so good to do that. I feel like I am doing something good for myself. Therefore, if you can try to put $5 into your savings account today. You will feel better. Saving is healing is my moto today. Best wishes, Janie P.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.

Have you ever heard of Cash Flow?

Are you familiar with the cash flow concept? If you took an accounting class or read a finance book in school you probably have come across this concept before now. If you don't know what cash flow is I will trying to explain now. Cash flow is the amount of cash that is coming in and going out. Basically, it is a way to watch the flow of your money. How much money are you making and spending? While watching my spending over the past few months, for my coupon project, I have thought of a new concept called stuff flow.

Stuff flow is the stuff that flows in and out of my life and house. I have realized that stuff flow is a big problem for me. I don't have a process in place to deal with my stuff. My stuff is costing me big in both time and money.

This month I am going to do some soul searching about my stuff. What purpose is my stuff serving in my life? Why do I have so much of it? How can I eliminate my stuff?

This stuff is dragging me down and causing stress.

Best wishes,

Janie

P.S. You have come to the right place if you are looking for information about getting out of credit card debt, paying off credit card debt, money tips, or for a friendly place if you are struggling with getting out of debt.